Drivers and Owners

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When should the driver at fault report a crash to Allianz?

If you are at fault in a crash where someone else was injured you should report the crash to Allianz as soon as possible.

Download the form from the Allianz website and return it to Allianz.

Is there an excess?

An insured person, who may be an owner, driver or passenger and who is deemed to be more than 25% responsible for a motor vehicle crash will need to pay an excess. The maximum excess is $460 (as at 10 July 2011). Please see the excess page for more detail.

Why should I register my vehicle?

Vehicle registration includes your CTP premium. This insurance protects you should you be in the unfortunate situation where you cause a crash and another person is injured or killed. If you do not register your vehicle you are uninsured. Not only could you receive a fine for driving unregistered and uninsured but if you cause a crash and someone is injured, you could be up for all of their compensation costs which could total many thousands of dollars.

What happens if I was intoxicated?

Allianz (on behalf of MAC) may recover any compensation paid or costs incurred in settling a claim from a driver at fault who was impaired by alcohol or drugs. Recoveries may also be made for other dangerous behaviours such as reckless indifference, intending to cause injury or driving an unroadworthy vehicle.

What type of cameras can identify unregistered vehicles?

Speed, Red Light and Safe T Cam cameras can now detect unregistered vehicles. For further information about the penalties visit the Car Registrations and Premiums page.